FinFlows
Wallets, bills, lending and spending in one private app for iPhone, iPad and Apple Watch. No account, no ads, no tracking: your money stays yours.
Cash, bank accounts, cards and UPI wallets with live balances and net worth. Move money between them without touching your spending totals.
Rent, subscriptions, insurance and loan EMIs with reminders before each due date and a Lock Screen countdown.
In India, the UAE, the UK and the US, card and UPI payments are read from your bank's SMS on your device and saved by themselves.
Lent, borrowed and split expenses, with a running balance for everyone and one-tap Settle Up.
Dashboard, category breakdowns, trends, and a monthly PDF report you can share.
Your devices stay in step through your own iCloud, with backups to iCloud or Files and CSV export.
Log a quick expense from your wrist, check balances on the Home Screen, or just ask Siri.
Lock the app and hide it in the app switcher.
Everything you need to start is free. FinFlows Pro is a monthly or yearly subscription for heavier use.
| Free | Pro | |
|---|---|---|
| Transactions | 50 | Unlimited |
| Wallets & transfers | ✓ | ✓ |
| Bills & EMI reminders | ✓ | ✓ |
| Bank SMS auto-logging | Up to 50 | ✓ |
| iCloud sync, backups, CSV & PDF | ✓ | ✓ |
| Apple Watch, widgets & Siri | ✓ | ✓ |
| Recurring transactions | — | ✓ |
| Category budgets & alerts | — | ✓ |
| Spending trends | — | ✓ |
The free plan keeps up to 50 transactions at a time; deleting entries frees up room. Prices are shown in the App Store. Subscriptions renew automatically until cancelled in your Apple ID settings.
Download on the App StoreFinFlows is a personal record-keeping tool. It is not a bank, payment service or financial adviser, and is not affiliated with any bank, UPI provider or Apple. Balances and reports are worked out only from what you record and may be inaccurate; always check them against your official statements. You use FinFlows at your own risk. See the Terms & Conditions. Apple, iCloud, Apple Watch and Siri are trademarks of Apple Inc.